Under contract-accepting backup offers. Welcome to a rare opportunity to own a single-story lakefront estate in Stonelake Ranch, one of the most exclusive gated communities in the Tampa Bay area. Situated on a sprawling 1.8-acre lot with direct, dockable frontage on 880-acre Lake Thonotosassa, this custom-built residence by Olivera Construction offers over 3,500 square feet of thoughtfully designed living space, where timeless craftsmanship meets modern luxury. With only a handful of homes in the community offering both single-level living and dockable lake access, this property is an exceptional find for those seeking a private waterfront lifestyle with everyday practicality. Inside, you’ll find four spacious bedrooms, three full bathrooms, a dedicated office with French doors, formal living and dining rooms, and a warm open-concept great room with expansive sliders framing panoramic lake views. The chef’s kitchen features an oversized island with breakfast bar, a gas cooktop with custom hood, built-in oven, a hidden walk-in pantry, and a convenient butler’s pantry. The primary suite is a peaceful retreat with lake views, double walk-in closets, a chandelier-lit soaking tub, and a spa-style walk-in shower. Additional features include soaring 12-foot ceilings, triple tray and beamed ceilings, hardwood flooring in all bedrooms, power blinds, a full security system, water softener, built-in pest control, energy-efficient double-pane windows, and a whole-house propane generator. Step outside to your lakeside oasis, complete with a private composite dock featuring electric and a boat lift. The fenced backyard is shaded by mature oak trees and includes a fire pit and ample space for a pool. The home’s exterior is equally impressive, with a stone façade, a circular driveway with a water fountain, and an oversized three-car side-entry garage that provides exceptional curb appeal and everyday functionality. Residents of Stonelake Ranch enjoy a wealth of upscale amenities, including a beautifully appointed lakeside lodge for private events and gatherings, tennis and basketball courts, a playground, a private community boat ramp, and secure on-site storage for RVs and boats. Equestrian trails wind through the community’s 685-acre master-planned landscape, and 24/7 manned security with private roads ensures peace of mind and privacy for all residents. This peaceful gated setting is just 25 minutes from downtown Tampa, 30 minutes from Tampa International Airport, and less than an hour from Orlando via I-4. The property is also within 15 to 20 minutes of popular destinations such as the Hard Rock Hotel & Casino, MidFlorida Credit Union Amphitheatre, Moffitt Cancer Center, University of South Florida, and Wesley Chapel’s growing network of medical centers and upscale retail. For those who enjoy coastal living, the home is ideally positioned just 50 to 60 minutes from some of Florida’s most celebrated Gulf Coast beaches, including Clearwater Beach, St. Pete Beach, and Anna Maria Island. With only a limited number of dockable lakefront lots in Stonelake Ranch and even fewer single-story homes under 4,000 square feet, 10614 Low Oak Terrace represents a truly rare offering in Tampa Bay luxury real estate. Whether you’re relocating to Florida, searching for a year-round waterfront lifestyle, or seeking a peaceful retreat with everyday convenience, this estate delivers the perfect blend of privacy, elegance, and location in one of the state’s premier residential communities.