*FOR A LIMITED TIME ONLY - $50,000 SELLER CREDIT! Buyer will receive a $50,000 credit at closing to use at their discretion with an acceptable fully executed contract dated on or before December 31, 2025.* THREE-LOT WATERFRONT ESTATE WITH BEAUTIFUL BAY VIEWS ON PALMA SOLA BAY. Experience refined coastal living in this exceptional custom three-story residence perfectly situated on the shores of Palma Sola Bay. This rare offering includes three separate lots, providing unmatched flexibility to create a private waterfront compound or develop individual parcels for investment. The home spans 3,442 sq. ft. of thoughtfully designed living space, featuring 4 bedrooms, 3 full baths and 1 half bath. Two ensuite bedrooms are located on the second floor, connected by a spacious bonus room ideal for a media lounge, home office, or retreat. Each bedroom offers abundant natural light, walk-in closets, and private balconies with stunning bay views. Interior highlights include 9-foot ceilings, rich hardwood flooring, detailed crown molding, and recessed lighting throughout. The remodeled designer kitchen showcases premium finishes, custom cabinetry, a walk-in pantry, and generous workspace—perfect for the culinary enthusiast. The updated baths feature elegant materials and stylish fixtures, while the fireplace adds warmth and charm. A private elevator and spiral staircase provide effortless access to all levels. Outdoor living is elevated with covered front and back porches, and a rooftop sundeck offering panoramic views of Palma Sola Bay—ideal for entertaining or quiet relaxation. Additional features include a 3-car side-entry garage, paver parking pad, a large utility/laundry room and storage that abounds throughout the home. The property’s flexible layout and multi-lot configuration allow for future expansion or resale opportunities. Located minutes from the Gulf beaches, fine dining, shopping, and cultural attractions, this residence offers the perfect combination of luxury, privacy, and coastal convenience. A rare opportunity to own a distinctive waterfront estate showcasing timeless design, breathtaking views, and exceptional versatility on Palma Sola Bay. This listing includes three separate parcels being sold together: PID 732360000/2; PID 732380010/9 and PID 732380015/9. Combined offering price of $1,875,000 for all 3 properties. Total combined acreage: .62 acres. Properties will not be sold separately. Schedule your private showing today!